High value home insurance

High value home insurance

Insurance for high value homes - specialist cover

Well whether your home has been in the family for generations or you've recently bought it, we understand you want to protect your high value property and your valuable possessions.

Why do you need a high value home insurance specialist? 

Are you aware of the true value of your home? Are you confident you know the cost of a full rebuild, or the cost of replacing all your belongings?

Property underinsurance is a common problem. Complete rebuild costs can be easily overlooked, leaving many high-value items unprotected through "one-size-fits-all" insurance policies. Our high value home insurance aims to give you peace of mind should the unthinkable happen. If your home needs rebuilding and possessions replacing, we'll have you covered.

  • More than bricks and mortar
    High value home insurance cover can extend to assets, including first and second homes. We can also protect contents such as fine art, antiques, jewellery, collectables, and even yachts and pleasure craft.
  • Around the world
    If you like to travel, we can arrange cover that moves with you, protecting you and your assets worldwide.
  • Dedicated claims service
    Should you find yourself in the unfortunate situation of having to make a claim, we'll be here to provide a proactive, reassuring claims service.

How our high value home insurance team can help you

Our team of experienced advisers will take the time to understand your high value home insurance requirements to arrange the right cover for you.

We'll conduct a detailed assessment of your home to establish the property's true value. We'll work with you to develop comprehensive high value home insurance, including relevant and valuable additional services that offer real benefits.

You can be sure of one thing: the expertise of your dedicated adviser and their passion for providing the best protection and service.

Get in touch with our Private Clients insurance team

Need expert advice? Call the team now, or complete our online form and we'll call you.

What does high value home insurance cover?

  • Worldwide 'all risks'
    Cover for your possessions with no deduction for wear and tear, even on clothing.
  • Fine art cover
    Protecting your valuable assets, including depreciation in value following a covered loss, death of an artist and defective title cover.
  • Identity fraud protection
    Helping to cover the cost of reinstating your credit status following fraudulent activity.
  • Protection for your family
    Including carjacking, stalking threats and home invasion.
  • Student possessions
    Covered whilst away from the family home.
  • Worldwide annual travel
    With high cancellation limits for those luxury trips abroad.
  • Legal expenses
    For family members.
  • High single article limits
    For valuables, reducing the need for expensive valuations.
  • Second homes
    We can include all your properties under one insurance policy.

Personal dedicated service

Each of our clients and their families have their own dedicated Client Executive looking after them. As our clients' needs change and develop, so do their policies.

We work with a variety of insurers, risk management and security consultants to identify the best ways to improve the protection afforded to our clients' most valuable assets. This means we can provide an impartial solution that works.

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Prestige car insurance

When purchasing a performance car, considering the engine size, model and interior are some of the first priorities. But, one of the biggest challenges can be finding suitable insurance. Standard insurance cover often falls short when premium or classic vehicles are involved.

Combined policies

As well as combining multiple property policies into one easy to manage renewal date, we can also combine prestige car insurance policies to one policy with one renewal date for home and car.
Renovation insurance

Renovation insurance

Planning an extension or home renovation? Don't forget to tell your insurers before any work commences or they could decline any claims that may arise. Your home insurance policy will detail the limits of acceptable works that they can cover within your existing policy. In many cases, the best approach may be to arrange a relevant renovation insurance package to cover your home and the building works for the duration of the project. 
Yacht insurance

Yacht insurance

When you enjoy a specialist leisure pursuit such as sailing, you deserve the support of a partner who can arrange the most appropriate yacht insurance for you to offer protection both on and off the water.
Holiday Home Insurance

Second home insurance

When you own a second home (or maybe multiple homes) you will want to ensure that it is as protected as your primary home. By their very nature second homes may have different risk exposures, they aren’t always occupied and they may be overseas.

Get in touch with our Private Clients insurance team

Need expert advice? Call the team now, or complete our online form and we'll call you.